4 Situations When You Should Get a Divorce Lawyer

The process for filing for divorce can be a long one. With emotions running high and many details to sort through, many become overwhelmed. That is why hiring a divorce lawyer is so important. A divorce lawyer is a neutral third party to help settle matters from an objective, and knowledgable point of view. If your situation fits any of these four scenarios, definitely consider hiring a lawyer.

1. There are children involved.

Children can complicate any divorce process. It must be determined how custody will be split, where the children will live, and how visitation will be structured. If financial support is needed for one or both parents, this must be organized as well. Lawyers understand this process and can help reach a conclusion that is in the best interest of not only the parents but the children.

2. There are assets.

Assets, especially those that were acquired during the marriage, need to be split during the process of divorce or separation. It is typically presumed that most assets will be split evenly, but one spouse may feel entitled to the full value of one or more assets such as a business. This will require negotiations or even a resolution made by a judge. These difficult assets and scenarios will require knowledge and negotiation skills to divide. Visit Matrimonial Home for more information and resources.

3. There are current end of life plans.

Most make end of life plans after getting married and having children to ensure their spouse and families are protected during a loss. Once divorced, though, one or both spouses may want to alter those plans. A will, appointment of power of attorney (enduring or otherwise), and life insurance beneficiaries are some of the documents that will need to be updated. Consulting a lawyer during this process helps ensure all new documents are legal and old ones are void.

4. Both parties agree on everything.

Even if both parties are in complete agreement about the divorce, assets, and children, it is still wise to get a divorce lawyer. Depending on the unique circumstances, there may be more steps involved than initially presumed. A lawyer can help both spouses understand the requirements for applying for a divorce, how to file properly, and can translate “legalese” to make sure all arrangements are correctly and legally documented.

There is almost no situation where consulting a divorce lawyer will not be beneficial. Hiring a lawyer can save time, energy, and money in the long run. Make sure to do thorough research and find a lawyer that suits your family’s unique needs.

4 Reasons to Have a Roof Inspection Prior to Buying a Home

When buying a new home or property, there are always more issues that may require further attention. Prospective buyers who overlook the importance of having their new roof inspected could be making a serious mistake. An experienced roofer can provide essential information for determining the true market value of a property or determining when future maintenance may be required.

1. Accurate Property Values

Negotiating the best property value is never a concern that new buyers should discount. Investing in a property that may be seriously overvalued could do lasting harm to the long-term financial standing of the buyer. Roofing issues that range from minor maintenance concerns to the need for the complete removal and replacement of the existing installation could prove to be a very important factor when it comes to determining the true market value of a home.

2. Addressing Problems Before They Grow Larger in Scope

Damaged or missing shingles or sagging supports could lead to more significant problems if the event they go unnoticed or unaddressed. The relatively small cost involved in arranging for a professional roofer to inspect the overall state and condition of the roof can be well worth it. Prospective buyers may even be able to arrange for inspection costs to be covered by the property’s current owners.

3. Homeowner’s Insurance

Insurance policies that may cover the cost of roof repairs or replacement may be harder to obtain depending on the state of a roof and how long ago it may have been installed. Accurate and up to date information regarding the condition of a roof can help to ensure that new buyers are able to estimate insurance costs more accurately or to obtain the policy options and coverage they need with less overall effort. A simple roof inspection can make all the difference.

4. Determining the Need for Future Maintenance

Even new installations and roofs that are in excellent condition may still need occasional maintenance and upkeep. Having a roofer inspect the materials and conditions of the roof means that new homeowners can more easily anticipate future maintenance needs. Learning, too late, that an existing roof may require frequent repairs can be a source of considerable frustration for new homeowners.

Arranging for an Inspection

Ideally, a comprehensive assessment should be performed prior to bidding on a new home. An experienced roofer can perform a full inspection in only a few hours and could end up playing a key role in ensuring that would-be buyers are able to make more effective and successful decisions. Discussing potential modifications, upgrades and similar options with a professional can also be of benefit, especially in situations where new property owners may be interested in renovating an existing home. The information at Cherry and Clark Roofing is useful and can provide you with additional insights.

5 Warning Signs You May Need Sewer Repair

You depend on your sewer line to take the waste out of your house. It can work without issue for decades. However, at some point, it can fail. Here are five warning signs that you may need to call a plumber to get your sewer line repaired.

1. Household Drains Are Slow

If one drain is slow, it’s likely a local clog. If all of your household drains are slowing down, you have a clog somewhere deep in the drain system. It might even be in your main sewer line. Microscopic tree roots can get into the drain line and start growing, causing a blockage. Another issue might be a broken section of pipe restricting waste flow.

2. Your Lawn Has Unexplained Lush Green Patches

One or more sections of your yard look much better than the rest. The grass is a rich green, and it grows like crazy. It may be getting its nutrients and moisture from a broken sewer line below. Draw an imaginary line from where the drain line leaves the house and where it attaches to the sewer line. If the green patches are anywhere close, you need a plumber to come out immediately.

3. You Smell Sewage

You should never smell sewage inside or outside your home. A whiff of sewage smell out of a drain can mean a local clog. However, if you smell it in the basement or outside the house, you may have a leaking or broken sewer line. That smell accompanies hydrogen sulfide, which is dangerous at high levels. Get a plumber to check the problem, so you can avoid health issues.

4. You Have Unexplained Puddles

You find an unexpected puddle of smelly water in the basement. Your lawn has unexplained soggy spots. In either scenario, you may have a leaking sewer line. Plumbing should never leak. It’s a warning sign that a pipe is cracked or that a joint is coming loose. Both require the attention of a plumbing professional. You may want to visit www.caldwellplumbing.ca for more info and insights.

5. The Pipes Gurgle

A healthy drain system should rarely, if ever, make a gurgling sound. When a drain gets clogged, the water doesn’t flow away evenly. This can cause bubbles to form. As the bubbles pass through the pipes, it causes the gurgling sound. If it’s localized to one drain, you have a clog close. However, if the gurgling is common in multiple drains, you may have a clogged or broken main sewer line.

If you see any of these signs, you need to call in a professional plumber immediately. A leaking or broken sewer line can be a hazard to your health and could potentially damage your home. Take action right away and make the call today.

Top 5 Ways a Real Estate CRM Can Help You Stay in Front of Buyers

A real estate CRM is one convenient way to stay in front of your potential buyers. It can take time for a buyer to become ready, so in the meantime, you can email them helpful information and tips that they can use. Here are the top five ways to stay in front of a home buyer with your client relationship manager.

1. New Homes

One of the easiest ways to set up a new buyer in your real estate CRM is to put them on an email campaign that is linked to your MLS. Notify them of new properties that come up for sale that meet their criteria. If they are not exactly sure what they are looking for yet, you can send them homes in a specific price range. Just be sure to be in contact with them personally from time to time to see if you can narrow down the field. When you call them, ask them if there are any features they were particularly drawn to or if they have narrowed down the area. Having a more extensive field at first gives you an excellent reason to contact them more often.

2. School News

Many people only want to see homes in a specific school district. If you have clients like that, send them school news also. You can get the information from the school’s websites, and you can use the real estate CRM to send them general education tips, such as school bus safety. Some other ideas are sporting events, student concerts, and a monthly schedule highlighting vacation days.

3. Neighborhood News

If you specialize in specific neighborhoods, create premade letters about features unique to that area. Parks and their facilities are always a popular theme. Create a Google map of any walking trails that meander through the area, and alert them to upcoming open houses. At the bottom of the open house alerts, make a note, and ask your buyers to mention they are working with you, as a courtesy to the other agent.

4. Sales and Pendings

Everyone is curious how much a property eventually sells for, especially if it is where they are interested in buying in. Your buyers will appreciate you keeping them posted, so when it comes time for them to make an offer, they will have a base idea of the value. Other facts you can add are what was the asking price and how long it was on the market before it got an offer. If it is a hot market and things are moving fast, this tool will help show your buyers they need to be ready to make a reasonable offer quickly. The IXACT Contact website has more online resources and references available.

5. Mortgage Minutes

Send first-time home buyers mortgage tips. A real estate CRM often provides readymade templates on this subject. You can customize them, or send them out as-is in between your personalized messages.

7 Secrets That Can Be Unearthed Using DNA Testing

As DNA testing becomes more commonplace, previously unknown genetic information is easier to access. Below are seven secrets and mysteries that can be found out with DNA tests.

1. Your Parentage

Individuals that were adopted can always choose to begin their serious biological parent search by submitting to a DNA test. It can help locate parents that have DNA in a registry or at least help you begin to locate close family members. It’s a valuable tool in your search. It’s commonly used with success as a test to confirm the father in cases where the paternity is in dispute.

2. Half and Full Siblings

The advancements in DNA testing have come so far that it can now be determined whether you are a full or half-sibling to another individual. It helps when you are trying to fully map out a family tree correctly. It can also unbury family secrets that are better brought into the open for full disclosure and honest communication.

3. Health Status

The genetic makeup you have can tell a lot about your current health. Your ability to absorb sugars, sensitivities to things like milk, nuts, or gluten, and other allergy predispositions can be seen through your genetic structure. You can learn the secrets to keeping yourself healthy by understanding how your body is built to work.

4. Predisposition to Disease

Diseases like diabetes, heart disease, cancer, dementia, and more can be carried down the family genetic line. Finding out that a distant family member has a particular disease doesn’t mean you’ll definitely come down with the same diagnosis. It gives you a baseline of disorders to look at in case you begin to experience serious health problems.

5. Genetic Abnormalities

Certain genetic abnormalities can cause serious birth defects and are carried down the family lines. You can be at high risk of having a child with a serious genetic problem and not even know it without the testing.

6. Ancestral Origin

You can now find out the exact location your ancestors came from anywhere in the world. It’s possible to know the percentages of ancestral DNA you have and determine your primary heritage. You can always learn more at the www.crigenetics.com website.

7. Find Lost Family

The increase of divorce rates over the decades has lead to fractured families that lose track of one another. You can locate long lost siblings, uncles, aunts, cousins, and other relatives through DNA tests and available databases.

Uncover a few family secrets by using an affordable and convenient DNA testing kit that gives you all the answers you need.